Remortgaging Guide
As a local Liverpool firm, AL Mortgage Solutions have a personal and stress free process for our clients. We work closely with you to help find the best deal for your circumstances which may result in you saving thousands.
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A Guide to Mortgages for Those Remortgaging
Remortgaging can happen more frequently than you think. For example, every time your deal comes to an end you’ll want to remortgage. If you don’t, you run the risk of going onto the lenders standard variable rate which is often a lot higher than other rates offered by other lenders.
Remortgaging can potentially save you thousands of pounds over the lifetime of your mortgage and here’s the good news… When you arrange your mortgage with us, we’ll look after you for the rest of your life and always make sure you’re on the best deal for you at any given time.
Please bear in mind remortgaging involves a whole new application to another lender and will require solicitors to deal with the legality side of things. This is why it’s crucial for you to get advice from an expert on what your options are and the best way for you to proceed. AL Mortgage Solutions will search the whole market for you, find you the best deal and process the whole application from start to finish.
What is Remortgaging?
A remortgage simply means switching from one lender to another either to get a more suitable deal.
Why should you remortgage?
You might think your current lender will offer you the best deal out there but I’m sorry to say that often isn’t the case. This is because they will only offer you what they have available, they won’t look at competitors products to find the best deal for you.
We will, and we’ll do one better… we’ll also check with your current lender and let you know if staying with them works out best.
When Should I Remortgage?
When your initial rate is coming to an end (i.e. the end of your 2 year fixed rate)
When rates are low (lower than when you took out your original mortgage)
When you want to borrow additional funds
When your home has increased in value
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“We know the stress and hassle surrounding buying a new home, retmortgaging your existing home or making your first step onto the property ladder. Our team do everything we can to take that stress away to help you enjoy your new home.
With a personal approach for each of our customers with your own dedicated mortgage broker to answer any of your questions and provide you with the support to ensure a seamless Mortgage application and funding process. “
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