Buy to Let Mortgages

AL Mortgages is a fully regulated local Liverpool based Mortgage Broker firm. We have noticed the increasing popularity of buy to let mortgages. With bank interest rates at a low and the profitability of a range of industries being more difficult, property remains a strong and reliable form of investment. 

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Experienced Mortgage Broker
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Free Initial Consultation
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Local Liverpool Based Company
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Expert Mortgage Advice
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Fully Regulated & Experienced Brokers
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Telephone or Face to Face Appointments
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5 Star Rated Broker

Book a Free Consultation with one of our Expert Mortgage Brokers

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements

A Guide to Buy to Let Mortgages

There are many reasons for wanting to invest in property. Some will do it for an additional monthly income and others will use it to grow the lump sum of money they have.

Whether you want to become the UK’s next biggest property tycoon or whether you’re simply buying you’re first investment property, we are here to help you every step of the way.

What is a Buy to Let Mortgage?

A buy to let mortgage is a special type of mortgage that is required if you’re buying a property to rent out (or remortgaging to rent out). The criteria is completely different for a buy to let mortgage and the lender largely bases the loan amount on the rental income the property is likely to achieve. A Buy to Let mortgage typically requires more deposit (typically a minimum of 20%) and the rates and arrangement fees are usually higher than a residential mortgage.

Why consider a Buy to Let?

If you have some spare funds that you want to try to grow, property can be a great place to put your money. It can be a very profitable area of investment to get into.

Having said that, a buy to let mortgage is a big commitment and you need to have a serious think about it before jumping into something like this. There can be many complications that you can’t predict from additional tax implications to difficult tenants.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

Our Mortgage Products

Read more about the different Mortgage products we can offer. 

First Time Buyers

Buying your first home? Look no further, AL Mortgage Solutions are here to help to make this exciting time as enjoyable as possible for you. 

Mortgages for first time buyers

Moving Home

A stressful time for buyers and sellers, AL Mortgage Solutions take the stress away from the Mortgage aspect of moving home.

Mortgages for moving home

Remortgaging

If you are approaching the end of your fixed term or simply just want to switch your mortgage for the best rate, we can help you.

Remortgaging your home

A Personal, hassle free aprocess.

“We know the stress and hassle surrounding buying a new home, retmortgaging your existing home or making your first step onto the property ladder. Our team do everything we can to take that stress away to help you enjoy your new home.

With a personal approach for each of our customers with your own dedicated mortgage broker to answer any of your questions and provide you with the support to ensure a seamless Mortgage application and funding process. “

Alex Leppert

Owner & Mortgage Broker, AL Mortgage Solutions

What our Customers Say

Don’t just take our word for it, read what our fantastic customers have to say about their experience with AL Mortgage Solutions. 


neave brennan
neave brennan
14/05/2024
Such an amazing service and team ! Made a stressful time so relaxing and no question felt too silly to ask ! Would 100% recommend AL MORTAGE 👍🏾
Emma Hanson
Emma Hanson
09/05/2024
Victoria is a wonderful adviser! She really explains everything and has helped me so much. She made sure I have the right life policies in place as other advisers in the past didn’t even bother talking to me about it. Thank you so much Victoria 😊
Shaun Coakley
Shaun Coakley
27/04/2024
Everyone we dealt with was great throughout the process of buying our first house. Explained everything clearly and they were always there to answer any questions, even after the purchase was done. When things started to move fast through the process Alex was happy to give us a phone appointment even though he was abroad on holiday. Couldn't be happier with the service we received and can't recommend them enough!
Charlotte Davis
Charlotte Davis
14/04/2024
Alex and his team are brilliant. Navigated us through 2 of the most challenging years of our lives and as attempted to sell our home and buy a bigger property. We hit hurdle after hurdle with circumstances that were beyond our control but Alex and his team were always the calm we needed when we need to change budget or lend more money. They made the entire process of applying for and getting approved for a mortgage stress free and were also flexible and very patient when we asked questions. Thanks for all you do! Highly recommended. Posting this as we did our house warming this weekend.
Paige Wilson
Paige Wilson
11/03/2024
10/10 service and would 1000% recommend. We contacted Al Mortgage Solutions last year on a whim to get a better understanding of our circumstances. Alex sat down with us and went through everything, we came out of the meeting with no questions unanswered and ready to start looking for our first home. Our offer was accepted three weeks later and we completed 6 months after that. It's been a longer process than we would of liked but Alex and his team have been on hand through out the whole process to answer all of our questions no matter how stupid or small. Alex and the team are simply amazing, I'm sure Beth is was sick of hearing my voice and seeing my name pop up! We honestly couldn't recommend these enough. Thank you all so much! Paige and Paul.
Jake Nuttie
Jake Nuttie
03/11/2023
Excellent service that made re-mortgaging effortless. Alex kept us up to date at all stages and ensure we understood everything, ensuring we got the deal that was right for us and offered us the best value. Sarah arranged life and critical illness cover which again was effortless and now gives the confidence that all aspects are protected. 10/10 fantastic service, would highly recommend.
Alina Dragan
Alina Dragan
11/10/2023
This people are the best. I called them many times , for different reasons, and always I got the best advice, and they helped me at all the time. I recommend them 100% .
Holly Fearon
Holly Fearon
02/09/2023
My partner and I are first time buyers and contacted Alex back in Nov last year after a recommendation from a friend. We had recently moved back from Australia and found out that we had a little one on the way, so buying a house was a huge priority. Having been abroad for 4 years we were told by multiple banks that getting a mortgage would be difficult which is why we contacted Alex. I cannot recommend Alex and his team enough, they where all so helpful and really did their research to find us a lender so we could buy a home for our growing family. Absolutely excellent service and I would highly recommend AL Mortgage solutions for anyone looking to buy a home. Thank you all so much :)
Conor O'Dea
Conor O'Dea
01/09/2023
This is our 3rd mortgage/remortgage now with Alex and the team and as always can’t fault their service. This time round as well Alex stayed on late to get everything over the line for us as the lender announced a rate increase with 12 hours notice. Safe to say Alex got us the cheaper rate boxed, much appreciated as always going that step beyond!!
freshpander man123
freshpander man123
26/07/2023
Excellent service, responsive and friendly