Buy to Let Mortgages

AL Mortgages is a fully regulated local Liverpool based Mortgage Broker firm. We have noticed the increasing popularity of buy to let mortgages. With bank interest rates at a low and the profitability of a range of industries being more difficult, property remains a strong and reliable form of investment. 

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Independent Mortgage Broker
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Free Initial Consultation
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Local Liverpool Based Company
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Expert Mortgage Advice
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Fully Regulated & Experienced Brokers
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Telephone or Face to Face Appointments
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5 Star Rated Broker

Book a Free Consultation with one of our Expert Mortgage Brokers

A Guide to Buy to Let Mortgages

There are many reasons for wanting to invest in property. Some will do it for an additional monthly income and others will use it to grow the lump sum of money they have.

Whether you want to become the UK’s next biggest property tycoon or whether you’re simply buying you’re first investment property, we are here to help you every step of the way.

What is a Buy to Let Mortgage?

A buy to let mortgage is a special type of mortgage that is required if you’re buying a property to rent out (or remortgaging to rent out). The criteria is completely different for a buy to let mortgage and the lender largely bases the loan amount on the rental income the property is likely to achieve. A Buy to Let mortgage typically requires more deposit (typically a minimum of 20%) and the rates and arrangement fees are usually higher than a residential mortgage.

Why consider a Buy to Let?

If you have some spare funds that you want to try to grow, property can be a great place to put your money. It can be a very profitable area of investment to get into.

Having said that, a buy to let mortgage is a big commitment and you need to have a serious think about it before jumping into something like this. There can be many complications that you can’t predict from additional tax implications to difficult tenants.

Our Mortgage Products

Read more about the different Mortgage products we can offer. 

First Time Buyers

Buying your first home? Look no further, AL Mortgage Solutions are here to help to make this exciting time as enjoyable as possible for you. 

Mortgages for first time buyers

Moving Home

A stressful time for buyers and sellers, AL Mortgage Solutions take the stress away from the Mortgage aspect of moving home.

Mortgages for moving home

Remortgaging

If you are approaching the end of your fixed term or simply just want to switch your mortgage for the best rate, we can help you.

Remortgaging your home

A Personal, hassle free aprocess.

“We know the stress and hassle surrounding buying a new home, retmortgaging your existing home or making your first step onto the property ladder. Our team do everything we can to take that stress away to help you enjoy your new home.

With a personal approach for each of our customers with your own dedicated mortgage broker to answer any of your questions and provide you with the support to ensure a seamless Mortgage application and funding process. “

Alex Leppert

Owner & Mortgage Broker, AL Mortgage Solutions

What our Customers Say

Don’t just take our word for it, read what our fantastic customers have to say about their experience with AL Mortgage Solutions.