5% Deposit Mortgages

5% DEPOSIT MORTGAGES Great News! The government have recently confirmed they’re re-introducing the mortgage guarantee scheme to help buyers with a lower deposit buy a home. What we know so far: ■Available to both First Time Buyers & Home movers ■UP to £600k...

First Time Buyer Mortgage Process

First Time Buyer Mortgage Process As a first time buyer it can be a daunting experience and you may not know where to even start. Do you view houses first? Do you get your mortgage first? How much can you borrow? Will you need a solicitor? How much will your monthly...

Reasons To ReMortgage

  Reasons To Remortgage New Deal📈 If you’ve come to the end of your fixed rate or introductory rate you may be sat on your lender’s Standard Variable Rate (SVR) we can assess your options and advise you on the best deal, whether it’s with a new...

LTD Company Director Mortgages

Getting approved for a mortgage as a business owner. If you own your own business or hold more than a 25% shareholding in a limited company you’ll be treated as self-employed from a mortgage lending point of view. Getting a mortgage doesn’t need to be...

First Time Buyer FAQs

First Time Buyer FAQ’s   What is a First Time Buyer? A first time buyer is typically someone who has never owned a property before whether they have bought the property themselves with a mortgage, cash or inherited a property. However, some mortgage lenders may...

Why Use A Mortgage Broker?

Why Use a Mortgage Broker? If you’re currently in the process of looking for your first home, space for a growing family or an investment property. You may be considering using a mortgage broker and below we will look at some of the reasons why you should....

Getting A Mortgage When Self-Employed

‘I can’t get a mortgage because I’m self employed’ ‘I can’t get a mortgage I’ve only been self employed a year’ ‘It’s harder to get a mortgage being self-employed’ Sound familiar? We hear these all the...